Wednesday, April 13, 2011

i have a plan, stan

I'm feeling a little encouraged today about my financial situation. I "submitted" a budget "proposal" to my dad last night and he had some good criticism of it, namely that I'm spending about $100 more a month than I'm taking in. I realize this problem, which is why I was working on my budget in the first place. One of the ideas we came up with is to start an extremely excellerated debt repayment schedule to get rid of one of my student loans. I got on the internet today and estimated that I could have this loan paid off in 16 months as opposed to the current 3.5 years. You don't know how good this makes me feel. I may not be rich and I may be the *worst* ever at budgeting, but this process seems to be working okay for me. For now.

I'm also a little encouraged that I don't feel like running out any buying yarn or books - my usual default "make me happy now" purchases. I have several books I'm working (one of which is a re-read of Lord of the Rings, which should take me a while) and I have plenty of yarn to keep me in projects for a good long while. I'm just having problems finding the time to knit, but that is another story.

Spiritually I'm doing okay today. I didn't do my devotional today, but I did spend some time in Jonah, the next bible study I'm leading. While I know that bible study preparation is not equal to devotional time, I feel like I had a devotional time because I was working on questions for the study - thinking about Jonah's character and God's character and what applications we can take home. So I feel that I got some good quality time with God today sans devotional reading.

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